Homes under $400,000

Homes under $400,000

Welcome to the picturesque subdivision of Harmony Pines, nestled in the heart of sunny Florida! This vibrant community offers a perfect blend of tranquility and convenience, making it an ideal choice for families, retirees, and anyone seeking a slice of paradise without breaking the bank.

Harmony Pines is characterized by its charming tree-lined streets, well-maintained parks, and a friendly atmosphere that encourages neighborly connections. With a variety of amenities, including playgrounds, walking trails, and community gathering spaces, residents can enjoy an active lifestyle while fostering a sense of belonging.

One of the standout features of Harmony Pines is its impressive selection of homes priced under $400,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find an array of options that cater to diverse tastes and needs. From cozy single-family homes with open floor plans to modern townhouses with stylish finishes, there’s something for everyone. Imagine sipping your morning coffee on a sun-drenched patio or hosting family gatherings in your spacious backyard—these homes are designed for comfort and enjoyment.

Moreover, the subdivision is conveniently located near major highways, making commutes to nearby cities a breeze. Residents also benefit from proximity to shopping centers, dining options, and top-rated schools, ensuring that everything you need is just a stone’s throw away.

In Harmony Pines, you’re not just buying a home; you’re investing in a lifestyle filled with warmth, community spirit, and endless possibilities. Come discover your dream home in this enchanting Florida subdivision today!

Newest Homes under $400,000

10970 Peppertree Lane, Port Richey
$240,000
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34668 Zip Code
Welcome to 10970 Pettertree Lane, located in the desirable Driftwood Village of Timber Oaks! This spacious 2-bedroom, 2-bath home has been freshly painted and is ready for you to move right in and make it your own. Featuring a comfortable, open living space, two full bathrooms and an attached 2-car garage, this home offers plenty of room for everyday living, entertaining and storage. Step outside and enjoy the added privacy of having NO REAR NEIGHBORS, creating a peaceful backyard setting perfect for relaxing and enjoying the Florida lifestyle. Even better, the property is located in a NON-FLOOD ZONE! One of the best features of this location is that Driftwood Village is one of the unique FAMILY VILLAGES within Timber Oaks and is NOT restricted to residents 55 and older—opening the door to buyers of all ages! For those who meet the community’s age qualifications, Driftwood homeowners also have the option to become Senior Option Members and enjoy access to Timber Oaks’ impressive clubhouse complex and active-adult amenities. Qualifying Senior Option Members can take advantage of the community clubhouse, swimming pool and spa, fitness center, billiards, card rooms, arts and crafts spaces and an incredible variety of clubs, activities and social events. Timber Oaks also offers beautiful common areas and outdoor recreational opportunities, including tennis, pickleball, shuffleboard, bocce and scenic areas throughout the community. Enjoy the best of both worlds—a home in a non-age-restricted village with the opportunity for qualifying residents to enjoy the active lifestyle and amenities Timber Oaks is known for. Conveniently located near shopping, dining, medical facilities, parks, Gulf Coast recreation and everything the Port Richey area has to offer, 10970 Pettertree Lane is ready to welcome its next owner. Come see all this home and community have to offer!

10970 Peppertree Lane, Port Richey
2302 Maki Road Unit 37, Plant City
$165,000
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33563 Zip Code
Welcome to 2302 Maki Road, Apt 37, a conveniently located 2-bedroom, 1.5-bath condo in Plant City’s Kentwood Park community. Offering approximately 896 square feet of living space, this home provides a practical layout with comfortable living areas and spacious bedrooms. Enjoy central air, community amenities including a refreshing pool, and easy access to shopping, restaurants, entertainment, schools, and major roadways. This property offers an excellent opportunity for a first-time buyer, downsizer, or investor. Schedule your private showing today!

2302 Maki Road Unit 37, Plant City
9309 Ashfield Court, Tampa
$394,999
3 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33615 Zip Code
Brick front, a paver driveway and mature palms set the tone at this 4 bedroom, 3 bath pool home in Town 'N' Country, and it comes with an ADU. The attached accessory dwelling unit has its own kitchenette, bedroom and full bath, so it works for guests, extended stays, a home office or rental income where permitted. In the main home, vaulted ceilings, tile floors and a wood burning fireplace anchor an open living and dining area. The kitchen has white shaker cabinets, stainless appliances and a breakfast bar. The primary bedroom opens straight to the screened lanai. Out back, the screened enclosure covers a tiled pool and more than 480 sq ft of screened porch, with room for dining and lounging. You also get a dedicated laundry room, a side patio of about 57 feet, a storage shed and full vinyl privacy fencing. The location gives you quick access to the Veterans Expressway, Tampa International Airport and Westshore. Schedule your private showing today.

9309 Ashfield Court, Tampa
10435 114th Terrace N, Largo
$265,000
4 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33773 Zip Code
SELLER WILL CONSIDER A LEASE OPTION OR LEASE PURCHASE FOR QUALIFIED BUYERS! A great opportunity for buyers looking for flexibility on their path to homeownership. Terms are negotiable and subject to seller approval. Welcome to this move-in-ready 3-bedroom, 1.5-bath home with a bonus room in Orange Lake Village, offering a surprisingly spacious and versatile floor plan with plenty of room for everyday living, entertaining, working from home, or accommodating guests. The enlarged primary bedroom features its own private half bath and additional closet space, while the beautifully finished Florida room adds another comfortable living area that can be enjoyed year-round. Inside, you'll find an updated kitchen, ceramic tile flooring throughout, and an abundance of storage and flexible living space. The roof was replaced in 2020. Step outside to a large fenced backyard offering plenty of room for outdoor entertaining, pets, gardening, or simply relaxing in the Florida sunshine, without the burden of excessive maintenance. One of the home's biggest advantages is its central Pinellas County location. Tucked away in Orange Lake Village just off Seminole Boulevard, you'll enjoy the convenience of being close to virtually everything. Lake Seminole and its surrounding parks and recreational opportunities are nearby, while Largo Mall, grocery stores, restaurants, shopping, medical facilities, and everyday conveniences are just minutes away. And when it's time to enjoy the Florida lifestyle, some of Pinellas County's beautiful Gulf beaches are only a short drive away. Spend the day along the Gulf of Mexico, enjoy waterfront restaurants, or head out in the evening to catch one of Florida's spectacular sunsets. The central location also provides convenient access to Seminole, Largo, Clearwater and St. Petersburg, along with major roadways leading to Tampa and Tampa International Airport. Located in a non-flood zone with no mandatory HOA. Whether you're searching for a full-time residence, seasonal Florida home, or investment opportunity, this property combines space, flexibility, convenience, and an excellent central location just minutes from the Gulf beaches. Come see everything this Orange Lake Village home and the surrounding area have to offer!

10435 114th Terrace N, Largo
12321 Adventure Drive, Riverview
$375,000
4 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33569 Zip Code
Virtually Staged. ***Estimated monthly payment of just $2,428.35 based on a $10,000 down payment and a 30-year fixed loan at 7% interest*** Welcome to this spacious four-bedroom, two-bathroom home offering approximately 2,112 square feet, multiple gathering areas, brand new updates (NEW ROOF, HVAC, & Kitchen Appliances, paint), and a peaceful pond backdrop in the sought-after Panther Trace community. From the moment you enter, the elegant front sitting room makes an impression with its arched window, decorative wall molding, crown molding, and statement chandelier—an inviting setting for entertaining, dining, or creating a stylish conversational space. The open kitchen features rich wood cabinetry, granite countertops, new stainless-steel appliances, modern lighting, and a breakfast bar that keeps everyone connected. An adjacent dining area provides the perfect spot for casual meals, while the living room offers plenty of flexibility for movie nights, game days, and large gatherings. With four generously sized bedrooms featuring new carpet), there is room to create comfortable sleeping quarters, a home office, fitness room, or hobby space. The private primary suite includes a walk-in closet and an en-suite bathroom with a long dual-sink vanity, soaking tub, separate shower, and private water closet. An indoor laundry room and attached garage add even more everyday convenience. The real showstopper awaits out back! Step onto the expansive screened patio (Aug 2026). Imagine weekend cookouts, outdoor dining, parties, or quiet evenings overlooking the pond. There is room for multiple seating areas, a dining table, games, and more, all while enjoying fresh air beneath the protection of the screened enclosure. Life in Panther Trace brings recreation right into the neighborhood with a clubhouse, lagoon-style swimming pool, tennis, basketball and volleyball courts, a multipurpose field, scenic natural areas, and community activities. Shopping, restaurants, schools, medical facilities, and everyday conveniences are also within easy reach, while nearby Highway 301 connects you to major highways, Tampa, and destinations throughout the Bay Area. From lively get-togethers on the patio to peaceful pond-view mornings, this home makes every day feel like a new adventure!

12321 Adventure Drive, Riverview
508 2nd Street Sw, Largo
$398,000
3 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33770 Zip Code
Brand-new paint and new flooring! Move in ready and perfectly located, this charming 3BD/2BA, 1 car garage home features a desirable split bedroom floor plan and a screened-in porch. Located in a quiet, family-friendly neighborhood near schools, Taylor Park, the Pinellas Trail, Publix, shopping, and the post office. A wonderful family home offering comfort, convenience, and plenty of opportunity to make it your own!

508 2nd Street Sw, Largo
5029 Emerson Avenue S, St Petersburg
$325,000
3 Beds ⋅ 1 Baths ⋅ SubDv. ⋅ 33707 Zip Code
Great investment opportunity in St. Petersburg! Seller financing may be available. Terms and conditions subject to negotiation and seller approval. This solid block home offers a large living space plus a Florida room, 3 bedrooms with a spacious primary suite, providing plenty of room to make it your own. Fully fenced front and back yard offers privacy, while alley access and ample parking provide plenty of space for a boat or RV. Conveniently located near shopping, dining, parks, and major roadways. Property is being sold AS-IS with right to inspect. A great opportunity for investors or buyers looking for a property with potential!

5029 Emerson Avenue S, St Petersburg
2320 Brisbane Street Unit 44, Clearwater
$168,000
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33763 Zip Code
Looking for the perfect move-in ready condo? This is it. This beautifully updated home features new windows, modernized bathrooms, a refreshed kitchen, and a updated air conditioning system. Enjoy easy-maintenance flooring throughout the kitchen, dining area, and hallways, along with comfortable, plush carpeting in the bedrooms and living room. Nestled in the highly desirable 55+ community of On Top of the World, you’ll enjoy an active, worry-free lifestyle with unlimited amenities. Residents have access to two golf courses, two recreation centers, tennis courts, lawn bowling, a lapidary studio, social clubs for every interest, hosted dances, and live shows. Centrally located, you are just a short drive to world-famous Clearwater Beach, major shopping centers, convenient transportation options, and two international airports. Between the pristine condo, the active association, and the prime location, this property has everything you need to live your ideal lifestyle!

2320 Brisbane Street Unit 44, Clearwater
10200 Gandy Boulevard N Unit 418, St Petersburg
$128,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33702 Zip Code
CASH ONLY! Investor Opportunity or Owner-Occupant with Alternative Financing! Don't miss this chance to own a beautifully updated waterfront condo in the gated community of Vantage Point. Whether you're looking to expand your investment portfolio or purchase an affordable Florida getaway, this ground-floor two-bedroom, two-bath residence offers exceptional value in a highly desirable St. Petersburg location. Inside, you'll find an open-concept floor plan featuring quality laminate wood flooring throughout the spacious living and dining areas, granite countertops in both the kitchen and bathroom, stainless steel appliances, ceramic tile flooring in the kitchen and bath, a washer and dryer hookup, and generously sized bedrooms with a walk-in closet. Step outside to your private balcony overlooking peaceful waterfront scenery. Residents enjoy an impressive selection of resort-style amenities, including a heated pool, spa, clubhouse, fitness center, tennis courts, pet exercise areas, and a convenient car wash station, all just a short walk from the unit. This all-age community allows up to two pets with a combined maximum weight of 50 pounds, making it attractive to a broad range of future occupants. Conveniently located in north St. Petersburg in the southeast corner of4th Street N and Gandy Blvd with quick access to I-275, you'll be minutes from vibrant downtown St. Petersburg, award-winning Gulf beaches, Tampa, Clearwater, Sarasota, and Orlando. A rare waterfront opportunity offering strong investment potential, desirable amenities, and an unbeatable location.

10200 Gandy Boulevard N Unit 418, St Petersburg
12225 Country White Circle, Tampa
$249,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33635 Zip Code
Lovely Country Chase community end unit townhome on a premium, pond view homesite! This open concept, 2 bedroom, 1.5 bath home is move-in ready. Vaulted ceilings! Primary bedroom boasting an ensuite bath not available in most of the community’s homes. Tons of natural light, modern kitchen with breakfast bar. Living and entertaining space extended to a screened patio with a fabulous pond view! Quiet, pet friendly neighborhood with sidewalk-lined streets. Country Chase has a community pool, basketball court, and playground. Top-rated school district. Restaurants and shops are a short drive away. Easy access to the Veterans expressway, airports, downtown Tampa, as well as the famed Gulf beaches. Schedule your tour today!

12225 Country White Circle, Tampa
4624 Pirate Place, New Port Richey
$275,000
4 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34652 Zip Code
First-Time Home Buyers & House Hackers, this one is for you!. Own a beautifully renovated home while creating an opportunity for **additional rental income** by renting the private in-law suite. This move-in-ready home has been extensively updated with a brand-new roof (2026), a new A/C system with all-new ductwork, updated plumbing, a new water heater, and new double-pane windows. The interior and exterior have been freshly painted, and new luxury laminate flooring runs throughout. The modern kitchen features new wood cabinetry, quartz countertops, and updated lighting and plumbing fixtures. The fully remodeled bathroom offers quartz countertops, new cabinetry, and stylish finishes. The home’s private in-law suite includes a separate entrance and small kitchen, making it ideal for a roommate, extended family member, or potential tenant. Live in the main home while renting the additional space to help offset your monthly mortgage payment and build equity, all without sacrificing the comfort and functionality of your main living area. An excellent opportunity for buyers looking to stop renting, become homeowners, and create income from their own property. The property may qualify for 100% financing. Schedule your private showing today!

4624 Pirate Place, New Port Richey
4330 Tahitian Gardens Circle Unit A, Holiday
$134,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34691 Zip Code
Come see this unique opportunity to own in the desirable, 55+ gated community of Tahitian Gardens! This partially furnished corner-unit condominium offers two bedrooms and one-and-a-half baths, making it ideal as a primary residence or second home. The bright, open living area features cross-cut tile flooring and floor-to-ceiling windows that fill the space with natural light. The kitchen flows into a separate dining area. The primary bedroom offers a walk-in closet and half bath, while the main bathroom features a full-size walk-in shower. An included washer/dryer add everyday convenience. Recent improvements include energy-efficient storm windows, a newer roof (2021), and an on-demand water heater (2022). A new AC System was installed in 2016. Relax on the private patio and enjoy a walk around the lake located directly behind the unit. Tahitian Gardens offers an active community lifestyle with a heated swimming pool, shuffleboard courts, two community buildings, arts and crafts, bingo, a bicycling club, and a variety of activities and events. Conveniently located near shopping, dining, Tarpon Springs, Howard Park Beach, and other Gulf Coast beaches, this well-cared-for condo is ready for you. Schedule your private showing today!

4330 Tahitian Gardens Circle Unit A, Holiday
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