Punta Gorda Homes under $500,000

Punta Gorda Homes under $500,000

**Discover the Charm of Punta Gorda, Florida**

Nestled along the picturesque shores of Charlotte Harbor, Punta Gorda, Florida, is a hidden gem that perfectly blends small-town charm with a vibrant coastal lifestyle. Known for its stunning waterfront views, lush parks, and friendly community atmosphere, this city is a haven for those seeking a tranquil yet active lifestyle. With its rich history, Punta Gorda boasts a delightful historic district featuring quaint shops, art galleries, and delightful dining options that cater to every palate.

For those looking to make Punta Gorda their home, you'll be pleased to discover a range of beautiful properties available for under $500,000. Whether you're searching for a cozy single-family home, a charming townhouse, or a delightful condo with breathtaking water views, this city offers diverse options that cater to various tastes and budgets. Many of these homes feature modern amenities, spacious layouts, and easy access to Punta Gorda’s stunning natural landscapes, making them perfect for families, retirees, or anyone looking to embrace the Florida lifestyle.

In addition to its appealing real estate options, Punta Gorda is known for its outdoor activities. Explore the scenic waterfront with boating, fishing, and kayaking opportunities, or take a leisurely stroll or bike ride along the picturesque trails. With a calendar full of local events, including farmers' markets and art festivals, there’s always something happening in this vibrant community.

If you're ready to discover your dream home in a city that offers both relaxation and adventure, Punta Gorda is waiting to welcome you with open arms!

Newest Punta Gorda Homes under $500,000

3 Amsterdam Avenue, Punta Gorda
$350,000
2 Beds ⋅ 2 Baths ⋅ Windmill Village SubDv. ⋅ 33950 Zip Code
MARINA/WATERFRONT PROPERTY. It’s time to relax and enjoy retirement in this expansive 1,613-square-foot Jacobsen model custom home, perfectly situated on the main marina in historic Punta Gorda, Florida. Completely remodeled with new LVP floors, sheetrock, updated electric with additional in-ceiling LED lighting and new appliances 3 years ago. Floor-to-ceiling bay windows invite abundant natural light and frame spectacular marina views, while the one-of-a-kind open-concept design creates an ideal setting for entertaining. The en-suite master bedroom features a large walk-in closet, vaulted ceilings, and glass patio doors opening to a private updated lanai. Additional highlights include a spacious bonus room, a second full bath, a large guest bedroom with sunny corner windows, new accordion hurricane shutters facing the marina, clear hurricane shutters on all other windows, a new paver patio, and updated lighting throughout. The low monthly HOA fee covers water, sewer, trash, lawn care, and common-area maintenance for a truly carefree lifestyle. Residents of the exclusive gated community of Windmill Village enjoy an active adult lifestyle with two private marinas offering direct Gulf access, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, numerous hobby clubs, and a beautiful geothermal-heated pool with gathering pavilion. Step outside and board your boat to sail the crystal waters of the Gulf, join morning aerobics, or lounge by the pool—your tropical oasis is ready now. Purchase price does not include the $21,285 Buy-In Share and Bond (refunded upon sale). Schedule your private showing today and make the American dream of waterfront living yours.

3 Amsterdam Avenue, Punta Gorda
14616 Sycamore Court Unit 2312, Punta Gorda
$459,000
3 Beds ⋅ 2 Baths ⋅ Heritage Landing Golf And Country Club SubDv. ⋅ 33955 Zip Code
THE VIEW IS THE STAR OF THE SHOW! WATER VIEWS, GOLF COURSE VIEWS, SPECTACULAR SUNSETS, AND A BUNDLED GOLF MEMBERSHIP! Welcome to this beautifully upgraded FIRST-FLOOR COACH HOME in Heritage Landing Golf & Country Club in Punta Gorda, Florida, featuring 3 BEDROOMS, 2 BATHROOMS, a spacious 2-CAR GARAGE, and maintenance-free resort-style living! Enjoy breathtaking views across the sparkling water to the 6TH HOLE of Heritage Landing's championship golf course, with a southwestern exposure that delivers magnificent Florida SUNSETS! Whether enjoying your morning coffee or an evening cocktail, this is a view you'll never tire of! Inside, a warm, neutral color palette creates an inviting atmosphere complemented by designer window treatments and lighting. The dining area features a CUSTOM BAR WITH ILLUMINATED DISPLAY NICHES, while the living room showcases a stylish TV FEATURE WALL WITH BUILT-IN CABINETRY AND DISPLAY SHELVING, combining elegance with functionality. Step outside to the spacious SCREENED LANAI, where the stunning scenery takes center stage. CUSTOM ROLLER SUN SHADES provide added comfort and privacy, while NO-SEE-UM SCREENS allow you to enjoy the Florida breezes and spectacular sunsets. Additional highlights include IMPACT-RESISTANT WINDOWS and HOA fees that include FIBER-OPTIC INTERNET. Your BUNDLED GOLF MEMBERSHIP provides priority access to Heritage Landing's 18-hole championship golf course, along with an impressive collection of resort-style amenities. Enjoy the resort pool with beach entry and lap lanes, satellite pools, poolside tiki bar, clubhouse dining and bar, fitness center, full-service spa, tennis, pickleball, bocce, and a vibrant calendar of social activities and entertainment. Located in charming PUNTA GORDA on Florida's Southwest Gulf Coast, you'll enjoy waterfront dining, boutique shopping, boating, fishing, and the historic downtown along Charlotte Harbor. Conveniently situated between SARASOTA AND NAPLES, with easy access to I-75, PUNTA GORDA AIRPORT (PGD), and SOUTHWEST FLORIDA INTERNATIONAL AIRPORT (RSW), this location makes traveling to and from your Florida retreat a breeze! BEAUTIFUL UPGRADES, EXCEPTIONAL VIEWS, AND THE GOLF LIFESTYLE YOU'VE BEEN LOOKING FOR! Schedule your private showing and discover what makes this Heritage Landing coach home so special!

14616 Sycamore Court Unit 2312, Punta Gorda
175 Kings Highway Unit 428, Punta Gorda
$143,000
2 Beds ⋅ 2 Baths ⋅ Newport Square SubDv. ⋅ 33983 Zip Code
**REDUCED HOA FEES AND A BEAUTIFULLY ENHANCED COMMUNITY POOL!** Discover exceptional value in the sought-after Newport Condominiums, where recent community improvements and reduced HOA fees make Florida living even more appealing! The community's beautifully revitalized pool area has benefited from **over $70,000 in enhancements**, reflecting the HOA's continued commitment to maintaining and improving this desirable community. Welcome to this beautifully updated **SECOND-FLOOR END-UNIT CONDO**, offering 2 bedrooms, 2 bathrooms, an impressive 1,228 square feet of living space, and peaceful scenic water and foliage views. Partially furnished and move-in ready, this inviting residence offers the perfect combination of comfort, space, and low-maintenance Florida living. Step inside to discover a bright, airy OPEN FLOOR PLAN filled with natural light, enhanced by the additional windows that make an end unit so desirable. The crisp Florida-white kitchen features granite countertops and flows effortlessly into the spacious living and dining areas, creating an inviting setting for everyday living and entertaining. Sliding doors lead to your private screened lanai, where tranquil water and lush tropical foliage provide a peaceful backdrop for morning coffee, afternoon reading, or unwinding at the end of the day. The generously sized primary suite features a private en-suite bathroom, while the thoughtfully designed split-bedroom floor plan provides privacy for family and guests. A spacious second bedroom and updated guest bathroom complete the layout. Additional highlights include INSIDE LAUNDRY, a wet bar, multiple linen closets, abundant storage, and a combination of tile and carpet flooring. **THE COMMUNITY CONTINUES TO GET BETTER!** In addition to the recently reduced HOA fees, residents can enjoy a beautifully upgraded HEATED COMMUNITY POOL, tennis courts, shuffleboard, and an active social atmosphere with regular community events. These substantial improvements reflect the care and attention devoted to Newport's shared amenities. Monthly HOA fees include water, sewer, trash, exterior maintenance, and basic cable, adding convenience and value to everyday living. Your dedicated parking space is conveniently located near the building, with additional guest parking available. Ideally situated near shopping, dining, golf courses, Spring Training baseball, and Southwest Florida's beautiful Gulf Coast beaches, Newport offers easy access to everything that makes this area such a wonderful place to call home. Whether you're searching for a full-time residence, a seasonal Florida retreat, or an investment opportunity, this spacious END UNIT offers an outstanding combination of location, lifestyle, and value. **LOWER HOA FEES, OVER $70,000 IN COMMUNITY POOL IMPROVEMENTS, SCENIC VIEWS, AND 1,228 SQUARE FEET OF FLORIDA LIVING!** Your opportunity to enjoy the Newport lifestyle awaits!

175 Kings Highway Unit 428, Punta Gorda
3500 Mondovi Court Unit 1022, Punta Gorda
$359,000
3 Beds ⋅ 2 Baths ⋅ Mondovi Bay Villas SubDv. ⋅ 33950 Zip Code
Welcome to Mondovi Bay Villas, an intimate waterfront community of just 52 residences in a beautifully maintained, Mediterranean-inspired setting in Punta Gorda's desirable Burnt Store Isles! This beautifully appointed second-floor condominium offers 2 bedrooms, 2 bathrooms, and a BONUS ROOM, ideal for a potential third bedroom, home office, den, or hobby room. From the moment you enter, you'll appreciate the spacious open floor plan and abundant natural light. Beautiful, high-gloss, tile flooring adds an elegant touch throughout the main living areas and the plantation shutters add a coastal-inspired feel. The beautifully designed kitchen features granite countertops, white shaker-style cabinetry, stainless steel appliances, and a breakfast bar that opens to the main living area, creating a wonderful space for entertaining. The generous primary suite offers a relaxing retreat with an attractive accent wall, dual walk-in closets, and a private bathroom featuring a glass-enclosed walk-in shower. The guest bathroom was beautifully remodeled in 2026, showcasing classic white subway tile, updated fixtures, and stylish finishes. Step onto your private screened lanai, where tranquil canal views and refreshing breezes create the perfect setting for morning coffee or evening relaxation. Boating enthusiasts will love the assigned boat slip and lift (#2), providing convenient access to the saltwater canals and the open waters of Charlotte Harbor. Spend your days cruising, fishing, exploring nearby waterfront destinations, or simply enjoying life on the water! Residents also enjoy a sparkling community swimming pool, relaxing spa, and covered gathering area. One of the many advantages of this intimate community is the convenience of low-maintenance living. Condominium association fees cover nearly everything except electricity and internet, including water, sewer, trash collection, basic cable television, exterior building maintenance, landscaping, pest control, community amenities, association management, and certain insurance expenses. Ideally located just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront parks, restaurants, boutique shopping, and entertainment, you'll enjoy the perfect balance of peaceful waterfront living and everyday convenience. With its intimate community atmosphere, assigned boat slip and lift, beautiful interior, and exceptional location, this is Southwest Florida waterfront living at its finest!

3500 Mondovi Court Unit 1022, Punta Gorda
15375 Green Acres Avenue Unit 2242, Punta Gorda
$239,000
2 Beds ⋅ 2 Baths ⋅ Babcock Ranch SubDv. ⋅ 33982 Zip Code
Welcome to resort-style living in Webbs Reserve at Babcock Ranch! Situated on the top floor, this beautifully appointed condominium offers 1,154 square feet of thoughtfully designed living space, featuring an open-concept floor plan and beautiful water and golf course views. Showcasing approximately $15,000 in upgrades, this condo offers added value, style, and comfort throughout. The spacious kitchen features crisp white cabinetry, stainless steel appliances, a large center island with ample seating, and plenty of counter space, making it perfect for entertaining. The kitchen flows seamlessly into the dining and living areas, where large sliding glass doors provide abundant natural light and lead to the screened lanai, creating the perfect spot to relax and enjoy the beautiful Florida surroundings. The owner's suite offers a private retreat with a walk-in closet and en-suite bathroom, while the additional bedroom and full bathroom provide comfortable accommodations for guests. Additional highlights include tile flooring throughout the main living areas, carpeted bedrooms, impact-resistant windows and doors, an in-unit laundry area, elevator access, and a covered carport. Located within Webbs Reserve at Babcock Ranch, residents enjoy an exceptional lifestyle with bundled golf, resort-style amenities, and the convenience of being part of one of Southwest Florida's premier master-planned communities. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this upgraded top-floor condo is ready to welcome you home!

15375 Green Acres Avenue Unit 2242, Punta Gorda
25499 Barinas Drive, Punta Gorda
$425,000
4 Beds ⋅ 4 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
SPACIOUS 4-BEDROOM, 4-BATHROOM POOL HOME IN DESIRABLE DEEP CREEK! Tucked away on a quiet cul-de-sac, this beautiful home offers the perfect combination of space, comfort, and Florida living! From the moment you arrive, you'll appreciate the spacious layout and desirable split-bedroom floor plan, offering added privacy for family members and guests. With four bedrooms and four full bathrooms, there's plenty of room for everyone! Step outside to your own private Florida retreat, where a beautifully resurfaced pool and spacious screened-in pool area create the perfect setting for relaxing, entertaining, or simply enjoying the Florida sunshine year-round. You'll also appreciate the valuable updates, including a NEW ROOF IN 2023 and two separate A/C systems, one brand new and the other approximately 8–9 years old, providing comfort throughout the home. Located in the sought-after Deep Creek community with LOW HOA FEES, this home offers a peaceful setting while keeping you just minutes from shopping, dining, and everyday conveniences. Whether you're looking for room to spread out, space to entertain, or a place to enjoy the Florida lifestyle, this home checks so many boxes! Don't miss your opportunity to make this wonderful property your next home. Schedule your private showing today!

25499 Barinas Drive, Punta Gorda
3510 Magnolia Way, Punta Gorda
$389,000
3 Beds ⋅ 2 Baths ⋅ Tierra Coronado SubDv. ⋅ 33950 Zip Code
PUNTA GORDA WATERFRONT LIVING – UPDATED 3-BEDROOM HOME WITH TWO BOAT LIFTS AND ACCESS TO CHARLOTTE HARBOR - ASSUMABLE MORTGAGE WITH A 2.25 INTEREST RATE! Subject to lender approval, buyer qualification, and applicable loan assumption requirements. Welcome to 3510 Magnolia Way, a beautifully updated 3-bedroom, 2-bath waterfront home offering 1724 sq ft feet of living space on a quiet dead-end street just minutes from downtown Punta Gorda. Situated along the Venice Canal, this property offers access to Charlotte Harbor through just one fixed bridge, making it ideal for boating and fishing enthusiasts. The waterfront features a 6,000-pound covered electric boat lift, a 10,000-pound non-electric lift, and a private dock. Step inside to discover a spacious, open floor plan designed for comfortable everyday living and entertaining. The remodeled kitchen features solid wood cabinetry, granite countertops, Whirlpool appliances, and a breakfast bar overlooking the dining and living areas. Tile flooring throughout, updated windows, and abundant natural light create a welcoming atmosphere. A separate office or hobby room with a glass door offers privacy without sacrificing natural light, while the primary suite features two closets and a spacious walk-in shower. The guest bedroom and bathroom are situated along a separate hallway for added privacy. Sliding glass doors lead to a spacious, air-conditioned family room overlooking the backyard and canal. Major improvements include a new roof (2022), A/C system (2025), hurricane-impact doors, and an Ecotank water heater. Outside, enjoy your own tropical waterfront retreat with a spacious backyard, mature mango, avocado, and lemon trees, a large storage shed, and peaceful canal views. Spend your days boating on Charlotte Harbor, fishing on Alligator Creek, or relaxing in your own backyard. Convenient to harbor walk, fisherman's village and the shops/ restaurants of downtown Punta Gorda. RECENT PRICE REDUCTION – MOTIVATED SELLER! Schedule your private showing today!

3510 Magnolia Way, Punta Gorda
7677 Mikasa Drive, Punta Gorda
$349,000
4 Beds ⋅ 2 Baths ⋅ Waterford Estates SubDv. ⋅ 33950 Zip Code
Welcome to this beautiful, turnkey 4-bedroom, 2-bathroom home in the gated Waterford Estates community of Punta Gorda! Featuring a spacious split-bedroom floor plan, this home offers a well-appointed kitchen with abundant cabinetry, generous counter space, a walk-in pantry, and brand-new stainless steel appliances. Additional highlights include new vinyl flooring in the bedrooms, blackout blinds, a cozy electric fireplace, and a laundry room with a new washer and dryer. Enjoy peace of mind with a new roof (2024), accordion hurricane shutters, and a freshly painted exterior. The attached two-car garage features epoxy-coated flooring, while the fenced backyard provides privacy and space to relax. Enjoy low HOA fees and exceptional community amenities, including two heated resort-style pools, a clubhouse, fitness facilities, billiards, pickleball, and bocce courts. Conveniently located near golf courses, shopping, dining, downtown Punta Gorda, Peace River, and Charlotte Harbor, this home combines comfort, convenience, and Florida living. Schedule your private showing today!

7677 Mikasa Drive, Punta Gorda
25199 Chiclayo Avenue, Punta Gorda
$300,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
This 2005 home offers three bedrooms, two bathrooms, a flexible den or office, and a spacious two-car garage. A screened front entry opens to a bright living and dining area filled with natural light. The kitchen overlooks an oversized family room for an open, easy flow. Sliding glass doors lead to a screened lanai for enjoying Florida's year-round sunshine. The primary suite includes a walk-in closet and an ensuite bath with dual sinks. The additional bedrooms are well-sized, and the den works as a home office, study, or guest space. Indoor laundry, new carpet (May 2025), and main-side windows tinted to help keep the electric bill lower round out the interior. Deep Creek is a deed-restricted community with a public golf course, tennis and basketball courts, and a playground, with convenient access to I-75, shopping, dining, medical facilities, the Peace River, and Gulf beaches. 2024 ROOF / 2024 HVAC / Flood Zone X / Low HOA

25199 Chiclayo Avenue, Punta Gorda
27285 Sunnybrook Road, Punta Gorda
$414,990
4 Beds ⋅ 2 Baths ⋅ Harbour Heights SubDv. ⋅ 33983 Zip Code
EXISTING 10+- CAP! Property brings in $45,576 a year in rental income with tenants that don't want to leave! Same tenants for over 2-years! In great shape! Never flooded! Stress-free, well-maintained, 2024 roof, 2024 HVAC redone, 2024 appliances, in an area of immense development, and a roughly 10% capitalization rate every month! Qualifies for FHA financing! How can you beat this opportunity?? Won't last long!

27285 Sunnybrook Road, Punta Gorda
14847 Bluewater Road, Punta Gorda
$344,196
3 Beds ⋅ 2 Baths ⋅ Babcock Ranch SubDv. ⋅ 33982 Zip Code
MOVE-IN READY!! Experience the future of resort living at Tuckers Cove in Babcock Ranch, America's first solar-powered town. This sun-drenched paradise offers sparkling pools, wellness amenities and everything you need to thrive. Discover the perfect blend of eco-friendly living with premium resort-style amenities. Featuring a one-of-a-kind aquatic park where you can drift along the lazy river, enjoy a water slide or relax in nature on Luau Beach. This thoughtfully designed 1,635-square-foot single-story home offers modern comfort and effortless living with a spacious 2-car garage. Step inside to discover two secondary bedrooms sharing a well-appointed bathroom at the front of the home. Down the foyer, the open-concept living area flows seamlessly from the airy dining room to the inviting family room and chef-inspired kitchen, featuring stainless steel Whirlpool appliances, quartz countertops, a large island, and designer tile backsplash. Enjoy direct access to the covered patio, perfect for indoor-outdoor living. The tranquil owner’s suite is tucked in the corner, complete with a private bathroom boasting dual vanities, a soaking tub, frameless glass shower, and a walk-in closet. Energy-efficient windows, recessed LED lighting, and smart home features add convenience and sustainability throughout. Homes with this level of style and function move quickly—don’t miss your chance to make it yours! Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

14847 Bluewater Road, Punta Gorda
14807 Bluewater Road, Punta Gorda
$485,904
4 Beds ⋅ 3 Baths ⋅ Babcock Ranch SubDv. ⋅ 33982 Zip Code
MOVE-IN READY & POOL INCLUDED!! Step inside this stunning 2,520-square-foot two-story home featuring a spacious 2-car garage with hurricane-rated door and keyless entry pad for added convenience and security. The welcoming foyer leads to a versatile flex space perfect for a home office or study. Down the hall, discover an open-concept main living area with a chef-inspired kitchen boasting stainless steel appliances, quartz countertops with a 4-inch backsplash, and designer cabinetry. The great room opens to a covered porch, ideal for relaxing or entertaining. The owner’s suite on the first floor offers a private bath with a luxury walk-in shower and walk-in closet. Upstairs, three comfortable bedrooms surround a multipurpose loft, providing flexible space for family or guests. Energy-efficient features include hurricane impact windows, a smart thermostat, and a Ring Video Doorbell Pro. With all these modern touches and thoughtful design details, this home is sure to attract attention quickly—don’t miss your chance to make it yours! Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

14807 Bluewater Road, Punta Gorda
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